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Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Keep control of your personal details. If you need any assistance completing this, call us on 888-690-1919 during normal business hours, which are Monday to Friday 8am to 6pm. If you are shopping online and can't find the APR and the finance charge, visit lenders in person. For the following states, applications must be processed before 4:30 PM EST Monday-Friday to receive funds the next business day: AZ, CO, CT, DC, ME, MA, NH, NJ, NC, OH, OR, VT. Our loan terms are clear and straightforward. Full Range of Payday loans memphis tn Loan Options Funds can be deposited by the next business day. Money when you need it most.